Our Team

Matt Chancey, CFP

Matt Chancey is the Founder of Micel Financial. Matt is a Certified Financial Planner (CFP) and holds the long-term care insurance industry's only independent professional designation of being "Certified in Long-Term Care" (CLTC). Matt is also an insurance agent & investment advisor representative and holds a state-regulated license to offer life insurance, long-term care and annuity products. He also holds a Series 65 securities license, which allows him to offer investment products.

As an investment advisor, Matt is a fiduciary. This means his investment goals and objectives are aligned with yours.

He specializes in advising his clients on such subjects as how to preserve and protect their assets while reducing taxes, how to diversify their portfolio for growth and stability, how to create more income for retirement and how to create a legacy for family, church or charity. Matt is committed to the financial security of his clients, their family and heirs and is proud to provide exemplary customer service, while maintaining the highest standards of ethics and professional knowledge. By utilizing the financial planning process in tandem with a team-based advisory approach, Matt develops a clear path for his clients while providing expert guidance along the way. Matt received his B.S. in Legal Studies from the University of Central Florida in 1996 and holds his real estate, insurance and securities licenses. Over the years as a financial advisor, Matt has also completed various educational courses on aspects of financial planning and has become an approved member of the National Ethics Bureau (NEB), the National Association of Insurance and Financial Advisors (NAIFA) and the Central Florida Society of Financial Service Professionals (FSP).

Along with an impressive record of helping clients preserve the maximum amount of their estate possible, Matt has also been through the long-term care planning process several times with his own family members. This makes him exceptionally well equipped to quickly wade through the government bureaucracy and create an informed plan that is structured in a way that supports his clients' best interests.

Investment advice is offered by Horter Investment Management, LLC, a Registered Investment Adviser. Insurance and annuity products are sold separately through Micel Financial, LLC. Securities transactions for Horter Investment Management clients are placed through Pershing Advisor Solutions and Trust Company of America.